Benefits Programs

Medical HMO

The HMO Value Plus plan is a referral system designed to provide employees with access to health care routed from within the Tufts network of health care providers. In the HMO plan you will be required to select a primary care physician (PCP).

There are significant savings when using the Prescription Mail-in Order program. Click here for details

Website: http://www.tufts-health.com

Plan Highlights:

• Ranked 2nd in America’s Best Health Plans by U.S. News & World Report and NCQA
• 20,000+ physicians/all hospitals in MA
• 20% Discount on THP network of fitness centers
• Discounts also at participating Weight Watchers, Curves, GlobalFit, Boys & Girls Clubs
• Eyewear Discounts (EyeMed Vision Care)
• Acupuncture and Massage Therapy Discounts
• Discounts on Wellness Seminars (e.g. Stress Management and Smoking Cessation)

The PPO Value Plus Plan offers coverage both inside and outside the Tufts network. With the PPO you do not need to select a PCP, or get referrals for care. See the detailed plan description for complete details of coverage

There are significant savings when using the Prescription Mail-in Order program. Click here for details

Website: http://www.tufts-health.com

Plan Highlights:

• Ranked 2nd in America’s Best Health Plans by U.S. News & World Report and NCQA
• 20,000+ physicians/all hospitals in MA
• 20% Discount on THP network of fitness centers
• Discounts also at participating Weight Watchers, Curves, GlobalFit, Boys & Girls Clubs
• Eyewear Discounts (EyeMed Vision Care)
• Acupuncture and Massage Therapy Discounts
• Discounts on Wellness Seminars (e.g. Stress Management and Smoking Cessation)

The Delta Preferred plan combines two of Delta Dental’s national networks, Delta Dental PPO and Delta Dental Premier, giving you access to dentists that participate in both. The dental plan covers services provided by non-participating dentists as well.

Website: www.deltamass.com
Subject to reasonable and customary charges

Eye Exams- 1 every 12 months
Lenses and contacts- every 12 months up to $120
Frames- every 24 months up to $120
Choose a VSP doctor at http://www.vsp.com

Short term Disability Coverage (STD)

Pays up to 60% of Basic Weekly Earnings (BWE). STD beginning after 30 days of disability or 1st day after Hospitalization, paying up to $2,500 per week.

Includes a 6 week maternity leave rider. All benefits will be tax-free due to post tax contributions from payroll.

Long term Disability Coverage (LTD)

Pays up to 60% of Basic Monthly Earnings (BME). LTD beginning after 90 days of disability, paying up to $10,000 per month.

Life and Accidental Death and Dismemberment Coverage (AD&D)

Pays 1X Basic Annual Earnings (BAE) up to $150,000 for Life or AD&D. Reduction of benefit at age 65.

Flexible Spending Account (FSA)

Medical Spending Account

• Set aside pre-tax dollars to help defray cost of medical/dental expenses not covered by our plans
• Uses include: office visit co-payments, orthodontia, specified over the counter medications, contact lenses/eyeglasses
• Maximum $5,000/calendar year

Dependent Care Account

• Set aside pre-tax dollars to help defray the cost of childcare services through approved vendors (daycare centers, after school programs, camps, etc.)
• Maximum $5,000/calendar year, per household

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